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in si de ha lto n. co m O ak vi lle B ea ve r | T hu rs da y, Ju ly 12 ,2 01 8 | 32323 Welcome to KKT Orthopedic Spine Center! We are a new innovative treatment center for sufferers of back, neck and other chronic pain. KKT is a non-invasive, painless and fast treatment option which uses low-frequency sound waves to correct the position of the spine which results in pain relief, improved strength and mobility and may avoid the need for surgery or prolonged use of medication. KKT is scientifically proven, FDA and Health Canada approved and utilized in the treatment of many acute and chronic conditions such as: Back pain, Headaches, Neck Pain, Bulging Discs, Herniated Discs, Sciatica, Osteoarthritis, Whiplash, Scoliosis, Knee pain, Hip pain, Healed Vertebral Fractures and Facet Syndrome. We fix the cause of the problems that you are suffering from, we don't just treat the pain. KKT has been safely applied 450,000+ times over 15 years and now has 24 centers across 11 countries. We are pleased to inform you that the inventor of this new technology, Dr. Aslam Khan, is currently based out of our new clinic in Streetsville Mississauga. Our team looks forward to providing this treatment option to residents in Mississauga and surrounding areas. KKT is the solution people are seeking. Let us help stop your pain from taking away the things you love to do in life, and put an end to needless suffering. Please visit our website www.kktspine.com to learn more. We invite you to visit us at our new location 370 Queen Street South. For more information please call 905-285-0005 or email toronto@kktspinetreatment.com. Mattress event! Canada day MISSISSAUGA 2150 Burnhamthorpe Rd • 905.542.0481 MILTON 238 Main Street, East • 905.878.4606 GUeLph 219 Silvercreek Pkwy • 519.823.1360 SEALY SPRINGFREEON NOW AT THE BRICK! SAVING YOU MORE For more details go instore or online @thebrick.com. Co�� �e�u�� i�ea� �r�� na���� Co�� �e�u�� i�ea� �r�� na���� See Monthly Specials for beautiful skin at www.pureandsimple.ca.pureandsimple.ca 3 - 1140 Winston Churchill Blvd. | 905.829.2055 OM@pureandsimple.ca Pure + Simple Oak-Mississauga @PureAndSimpleOM Bring in this ad for **$20 OFF** any reg. priced facial How long will you live? That is the million-dol- lar question when it comes to planning for retire- ment. Not understanding how long your money has to last can create a lot of uncertainty. There are plenty of sta- tistics to show people are living longer. Zürich-based UBS group AG continues to monitor and study 5,000 of the banks' wealthy clients, and observes that longevi- ty is beginning to change investor behaviour. Canada's life expectan- cy ranks among the top in the world. Statistics Cana- da reported the number of people aged 85 and older grew 19.4 per cent from 2011 to 2016. During that same time people aged 100 and older grew by 41.3 per cent. For planning purposes, it is advisable to assume a long life. The longer the life, the more likely you will run out of money. Many consider an ap- propriate retirement age to be 65. That means if you live to age 100 you will have 35 years after your em- ployment income stops. That is a lot of years to be financially self-suffi- cient and to support your desired lifestyle. Unless you work for the govern- ment you likely don't have pension income. One critical financial planning question for re- tirees is how much of your investment portfolio should be allocated to stocks and how much should be allocated to bonds? Stocks are risky be- cause they are volatile. However over the long- term the expected return is higher than bonds. Al- though bond returns are lower, they are less vola- tile. If regrettably your life is short, your investment decisions are not that sig- nificant. You will likely OPINION Planning for retirement: How long will you live? There are many unknowns to long-term retirement planning, writes Watson PETER WATSONColumn l See STOCKS, page 33